Deciding when to claim SS retirement benefits is a critical financial decision that takes a lot of thought, analysis, and planning. And you cannot depend on SSA employees (or their website) to guide you through the process to make an optimal decision. One reliable source that is reasonably easy to understand is: Social Security
Spousal Benefits Simplified: http://wealthmanagement.com/retirement-planning/social-security-spousal-benefits-simplified-0
http://wealthmanagement.com/retirement-planning/early-full-or-delayed-social-security-benefits
http://wealthmanagement.com/retirement-planning/six-good-reasons-start-collecting-social-security-full-retirement-agehttp://wealthmanagement.com/retirement-planning/early-full-or-delayed-social-security-benefits
Also see links to related articles at the bottom of the website.
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