7 Credit Myths even Smart People Believe

“Not all three credit bureaus have the same information, and checking your own credit report doesn't hurt your score -- but experts say many Americans think the opposite is true. Other credit myths include thinking that a credit report includes your credit score and that debit cards can help your credit, Martha White writes.” Check your credit knowledge at: http://moneyland.time.com/2012/06/27/7-credit-myths-even-smart-people-believe/?iid=pf-main-lede

Credit reports & credit scores

The Federal Reserve Board has a comprehensive website to answer your credit questions:  http://www.federalreserve.gov/creditreports/default.htm

It’s time. Time to order a free copy of your credit report to check for any mistakes and to monitor for possible identity theft. Remind your spouse/partner, parents, grandparents, and adult kids to do the same. Find out how at this website.