Useful Calculators

Check out this website that provides a variety of online calculators, such as financial and investments, mortgage and tax, salary and savings calculators. They provide great help in making important financial decisions. http://goodcalculators.com

Financial Webinars Archine

The University of Florida Extension has a variety of excellent money management webinars available to view at any time. Topics include: 

Comparing Mutual Funds & Exchange Traded Funds

Introduction to Mutual Funds

Maximum Vacation for Minimum Dollars   

Top 10 Money Tips for 2014     

Funeral Planning 

Reverse Mortgages       

Financial Planning When Retirement is Near

Building Your Finances for Retirement

Annuities 101

Building a Strong Credit History

Goal-Based Investing
Check out their website and additional topics at:
http://bit.ly/extwebinars

Is your head in the sand, too?

According to a Merrill Lynch survey, “Well-to-do Americans worry more about having enough retirement money than about losing a job or other anxiety-provoking situations, but few are willing to cut spending on entertainment, restaurants or vacations. A Merrill Lynch survey of "mass affluent" people finds 63% want to have enough money to live "in the here and now" while 48% prioritize saving for the future.” Based on surveys showing Americans spend more time shopping for electronics and planning vacations than they spend on planning their finances, I expect the findings apply to middle income Americans as well. So… what are you doing to ensure a financially secure later life? Come to Financial Planning for Women to get your finances in order and invest for a secure future.

12 Steps to Financial Independence

Check out these 12 steps to financial independence and success, courtesy of author Lon Jeffries and Utah Business magazine: http://utahfinancialadvisor.blogspot.com/2013/06/twelve-simple-steps-to-becoming.html

Financial Planning for the Middle Class

USA Today has an article, “Middle class struggles to get good financial advice,” by Christine Dugas that addresses how financial advisors and websites are beginning to cater to the needs of the middle class.  The article contains links to some great websites and resources. Check it out: http://www.usatoday.com/story/money/personalfinance/2013/05/05/middle-class-financial-advice/2090441/

The 3 Most Overrated (And Underrated) Financial Planning Recommendations

"The economic and dogmatic biases of financial planners are so powerful that the tendency to overemphasize certain recommendations and underemphasize others is quite often the norm, not the exception.  Here are three of the most overrated recommendations and their corresponding biases followed by the least appreciated, most underrated recommendations.?"
Most overrated:
1. Tax privilege
2. Rates of Return
3. Retirement Goals
Most underrated:
1. Career
2. Liquidity
3. Simplicity
"Economic and egotistic bias drives the financial industry, but it need not drive your financial planning." Read the details by Tim Maurer at: http://www.forbes.com/sites/timmaurer/2012/09/27/the-three-most-overrated-and-underrated-financial-planning-recommendations/