What if retirement planning could be a happy endeavor?

5 Simple Steps to Heart-Happy Retirement Planning

“Saving money in itself can be a drag,” admits John Beshears, an assistant professor of business administration at Harvard Business School. “My research, as well as that of others, suggests that humans have an innate taste for instant gratification—and it’s difficult to make short-term sacrifices in the pursuit of a long-term gain.”

"The truth of the matter is that if you approach the planning process from a happy place now, you can help set yourself up for a happy retirement later. Check out these five optimistically minded approaches to heart-happy (and disciplined) retirement planning."

1. Indulge in a Goal-Based Guilty Pleasure

2. Give Yourself a Calculated Savings Boost

3. Dabble in Some Wishful Thinking

4. Take a Fresh Start Approach to Your Planning

5. Envision 80-Year-Old You    

Get details from Molly Triffin at: http://www.foxbusiness.com/personal-finance/2015/12/22/5-simple-steps-to-heart-happy-retirement-planning/