"The Bipartisan Budget Act of 2015 wipes away 2 key strategies smart
couples have been using to maximize their Social Security payments." Jean Chatzy explains the changes in "restricted application" and "file and suspend" which are viable until April 30, 2016. Details at:
http://www.bankrate.com/financing/retirement/jean-chatzky-social-security-and-boomers/
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