Great research-based advice to stay on the right track in 2015:
1. Use Inertia to Your Advantage
2. Keep Your Eye on One Prize
3. Focus on the Future
4. Ignore Raises and Bonuses
5. Make it Contractual
6. Keep Impulses from Undoing Your Budget
7. Force Yourself to Feel Guilty
Read the details by Susie Popick at: http://time.com/money/3658298/how-to-save-more-money/
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