Frustrated with low returns on savings? Consider Peer-to-Peer Lending

Peer-to-peer lending (P2P), is an internet-based forum to connect individual lenders and borrowers. According to financial planner Kimberly Foss, "What's attractive about peer-to-peer (often called P2P) lending is that it's a winner for both funder and recipient. Borrowers pay less interest than they would for a conventional bank loan and lenders, by taking on more risk, get higher returns than they would find elsewhere in the fixed-income market." Note the phrase "by taking on more risk" as you consider if P2P is an option for you. Read more at: http://www.financial-planning.com/fp_issues/2014_2/peer-to-peer-lending-new-way-to-find-yield-2688048-1.html?pg=1