July 26, 2013

Opt-out of pre-approved credit card offers



Save paper and trees!
"Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance that are not initiated by you ("Firm Offers"). The FCRA also provides you the right to "Opt-Out", which prevents Consumer Credit Reporting Companies from providing your credit file information for Firm Offers. Use this website https://www.optoutprescreen.com to:
·         Opt-Out from receiving Firm Offers for Five Years - (electronically through this website).
·         Opt-Out from receiving Firm Offers permanently - (mail Permanent Opt-Out Election form available through this website)."
To exercise your right to Opt-Out of firm offers of credit and insurance, you'll be asked to provide your personal information set out below.
• Name
• Address
• Social Security Number
• Date of Birth
When asked to type in the random letters and numbers to confirm your request, you may need to use CAPITAL letters!

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