Half (52%) of workers born in 1946 are fully retired. “Of
those who are fully retired, 38 percent said they were ready to retire (they
wanted to be through with work), 17 percent said they retired for health
reasons and 10 percent said they lost their jobs. The rest retired for other
reasons -- simply because they could afford to or because they wanted to join a
retired spouse.” So more than one-fourth did NOT retire on their own terms but
were “forced” into quitting by poor health or job loss. So not everyone gets to
call the shots as to the terms of when to retire. Fully 43% report starting to
collect Social Security benefits “earlier than planned.” And “only 20 percent
feel good about their personal finances.” Check out the MetLife Mature Market
Institute’s report: "Healthy,
Retiring Rapidly and Collecting Social Security: The MetLife Report on the
Oldest Boomers." http://www.fa-mag.com/news/half-of-oldest-boomers-retired-14380.html
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