April 21, 2013

Social Security Ignorance Widespread

Middle-Income Boomers Unclear on Social Security

"Middle-income Americans between the ages of 55 and 75 are under-informed about Social Security. This is according to a new study, which found that in addition to misunderstanding how Social Security works, most middle-income boomers haven't considered how much money they'll need each month after retirement or how long they may expect to live. Misunderstandings about Social Security include believing that cost-of-living adjustments are guaranteed and that full benefits will be paid beginning on the 65th birthday. Only 21 percent of middle-income retirees and pre-retirees have discussed longevity with an advisor and only 21 percent have calculated a monthly retirement income goal." Thanks to the Personal Finance Employee Education Foundation. For details see: http://www.lifehealthpro.com/2013/03/12/middle-income-boomers-not-the-retiring-planning-ty?t=fixed-indexedhttp://www.benefitspro.com/2013/03/06/women-closing-retirement-gap-with-men?ref=hphttp://ebn.benefitnews.com/news/investors-worry-more-long-term-care-retirement-planning-ubs-2730488-1.html?ET=ebnbenefitnews:e6033:2131437a:&st=email&utm_source=editorial&utm_medium=email&utm_campaign=EBN_inBrief_012813
To learn more about Social Security check out the reliable resources from the Center for Retirement Research at Boston College: http://crr.bc.edu/booklets-brochures/

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