Survival Strategies for Tough $ Times

What do the experts "suggest if you're in the middle of a torrential downpour, just at the point your funds have virtually run out and the roof is leaking?" Read: "5 Things to Remember When Your Finances Are Falling Apart: How to put up a financial umbrella if that rainy day is today" by Geoff Williams. The author provides advice from he experts on how to cope with financial crisis and overwhelming debt. Some of the advice may be contrary to what you've learned about financial problems. http://money.usnews.com/money/personal-finance/articles/2013/02/01/5-things-to-remember-when-your-finances-are-falling-apart