Think You're Going to Work Forever?

We've all heard that Americans are woefully unprepared for lengthy, costly retirements. A frequent response I hear is: "I just plan to keep working...." However, plenty of data suggest that this will NOT be an option for about half of workers. "The prospect of an unplanned early retirement is real, and is happening more frequently since the US economic downturn."
"About half of retirees say they started retirement unexpectedly as a result of illness or a change their employer made, a study says. Advisers should help clients prepare for the possibility of a forced early retirement, writes Cheryl Krueger, who also recommends resources for advisers with clients already forced into early retirement who need help navigating health insurance changes, severance pay, Social Security and other decisions." Details at: http://www.lifehealthpro.com/2012/11/29/the-early-retirement-headline-youre-not-seeing?ref=hp 
Society of Actuaries report: research-pen-retire-too-soon