“No one in Social Security is intentionally trying to get
any of us to make the wrong decisions or end up with lower benefits than
possible. But over the years, the rules governing benefit determination have
become so convoluted and indecipherable that even the people working at the
local Social Security offices routinely get things wrong.” Read the full
article by Boston University economist Laurence Kotlikoff: http://www.forbes.com/sites/kotlikoff/2012/09/20/ten-nasty-social-securitys-gotchas-to-avoid/
When you’re finished reading you’ll be ready to check out
his Maximize Social Security software:
http://www.maximizemysocialsecurity.com/
The take-away message: do your homework before filing for SS
benefits.
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