Credit Score of 760 is "good enough" say experts

"Once consumers hit lenders' threshold for a good credit score, usually in the mid- to upper 700s, they will see no appreciable financial reward from boosting their score further, some experts say. For example, borrowers won't get a better rate if their score is 820 instead of 780, says Ken Lin, CEO of Credit Karma." "If you're at 780 plus, it's all bragging rights from there," according to Lin (www.creditkarma.com). Efforts to boost your score above 760 yield few benefits beyond 'bragging rights.' Read the details at:
http://www.investmentnews.com/article/20120113/FREE/120119963