One of the best ways to begin retirement planning is with the Social Security Administration’s Retirement Planner at www.socialsecurity.gov/retire2. The Retirement Estimator at www.socialsecurity.gov/estimator gives you the ability and flexibility to test different retirement ages and learn how to maximize retirement benefits by delaying retirement.
Another great resource is www.mymoney.gov. This government site has a wealth of information from multiple agencies covering an array of topics—from buying a home to paying for college.
When I heard about financial planning than after talking to my wife and discuss details regarding our income made me worry because we are not saving enough for our future. My wife suggested me to talk to financial advisor and when we did, he gave us useful advice of managing our money and investing in some things which are giving us return and we already covered our principal amount. Therefore financial planning always helps for future.
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