Credit reports and credit scores

It’s time. Time to order a free copy of your credit report to check for any mistakes and to monitor for possible identity theft. Remind your spouse/partner, parents, grandparents, and adult kids to do the same.  This comprehensive website tells you all you need to know about credit reports and scores. Have you noticed that your auto insurance company is checking your credit report? Why should you check your credit report? Who else besides lenders has a legal right to view your credit report?  Who decides whether you get credit? Click the link and read on! http://www.federalreserve.gov/creditreports/default.htm

“Your credit history is important to a lot of people: mortgage lenders, banks, utility companies, prospective employers, and more. So it's especially important that you understand your credit report, credit score, and the companies that compile that information, credit bureaus. This site--maintained by the Federal Reserve Board--provides answers to some of the most common, and most important, questions about credit.” This is THE authoritative source for information on credit reports, credit scores, and how to resolve credit report errors.