Don't.
Many
people are happy working and for them the best retirement advice may be
not to retire, writes financial planner Dan Moisand, CFP. "We are living
longer and are experiencing vitality to
older ages," he notes. "If one has knowledge and skills of value, and
the energy to use them, it seems reasonable one would want to continue
to do so."
Financial Advisor online
http://www.fa-mag.com/news/-don-t-retire--may-be-good-advice-16357.html
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