Great Webinars from the Consumer Financial Protection Bureau

  Watch the recordings of CFPB FinEx webinars

You can watch them or read the transcript:

            Federal financial education resources

                        Watch the recording

                        Read the transcript

Take Control of Your Auto Loan

            Watch the webinar

            Read the transcript

           

            Financial rules to live by

                                Watch the webinar

                        Read the transcript

            Evidence-based insights: tips for strengthening financial education curriculum

                                Watch the webinar

                        Read the transcript

            Money as You Grow

                        Watch the webinar

                        Read the transcript

            Financial Caregivers Tools and Resources

                        Watch the webinar

                        Read the transcript

            Measuring Financial Well-Being

                        Watch the webinar

                        Read the transcript

Planning for Retirement

                        Watch the webinar

                        Read the transcript

Owning a Home

                        Watch the webinar

                        Read the transcript

           

Tax Time Savings

                        Watch the webinar

                        Read the transcript

           

Your Money, Your Goals Toolkit

                        Watch the webinar

                        Read the transcript

CFPB Consumer Complaint System

                        Watch the webinar

                        Read the transcript

           

Consumer Credit Reports and Scores

                        Watch the webinar

                        Read the transcript

Financial Well-Being: The Goal of Financial Education 

                        Watch the webinar  

                        Read the transcript

           

Take Control of Your Auto Loan

            Watch the webinar

            Read the transcript

10 Unconventional Ways to Fund for Retirement

Becoming a landlord, taking out a reverse mortgage and downsizing are among the unconventional ways people can pay for retirement. Monetizing a hobby or a second career are also ways to make money. If you don't have access to a 401(k) employer sponsored plan and you've maxed our your IRA (or maybe don't have one...yet) consider these ten options to help fund retirement. Maryalene La Ponsie suggests:

1. Purchasing rental properties.
2. Renting out part or all of a home.
3. Making money off the exterior of a home. 
4. Taking out a reverse mortgage.
5. Downsizing your house.
6. Selling off assets.
7. Reselling items on eBay or Amazon.
8. Monetizing a hobby.
9. Starting an encore career. 
10. Participating in the gig economy.         

What about AirBNB? 

Read the details at:

http://money.usnews.com/money/personal-finance/articles/2016-08-18/10-nontraditional-ways-to-fund-your-retirement

Hazards of Financial Advice Columnists

In "Money Talks" (8/10/16) Dave Ramsey advises that an elderly woman with $1.5 million in assets needs long term care insurance! OMG! First of all, details are lacking on her age, projected longevity, health, family situation and possible plans for how she might prefer to receive care. Futher, Ramsey fails to acknowledge the continuing problems in the LTCI industry (see other items in this blog describing the problems), including dramatically rising premiums. There was no discussion of the nuances that need to be considered before making such an expensive decision. Moral of the story: beware simplistic answers, regardless of how famous the person giving the advice. This kind of decision requires a detailed analysis of the family's finances and the preferences of the woman in question.