Jonathan Clements, author of the Humble Dollar Blog https://humbledollar.com/ and former Wall Street Journal financial columnist, is one of the most sensible financial experts I've encountered in a 40+ year career of teaching personal finance. Check out his blog.
Rather than me summarizing his main points, read the financial journalists column "Tiresome Debates" about:
1. Should you use the 4% withdrawal rate?
2. Should you take Social Security early and invest the money?
3. Should you use your spare cash to invest or pay down debt?
Check it out: https://humbledollar.com/2022/09/tiresome-debates/?utm_source=mailpoet&utm_medium=email&utm_campaign=another-ses-test_7
Explore the Humble Dollar blog for a full financial education: https://humbledollar.com/
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