Most people should sign up for Medicare during the three months before their 65th birthday to avoid costly penalties, even if you are still working and covered by health insurance through your employer. Failure to sign up at the right time can result in a financial penalty for the rest of your life (to discourage people from waiting until they really need care and failing to pay monthly premiums). But Medicare part A is free so be sure to sign up. Read the details from The Motley Fool at: https://www.fool.com/retirement/2017/05/22/should-you-enroll-in-medicare.aspx
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