April 10, 2017

Avoiding Surprise Medical Bills

"Surprise medical bills can happen from nearly any encounter with the health-care system" according to Emma Court for MarketWatch. "Awareness of so-called “surprise medical bills,” which occur when an insured patient receives an unexpected bill for out-of-network care, has grown in recent years. Emergency room horror stories, in which one or some of the medical providers involved aren’t in network, unbeknown to the patient, have been particularly prominent."

"Surprise medical bills can also result from nonemergency care, such as an in-network doctor’s visit or elective procedure, and many individuals don’t realize they have options — including some state-level protections — besides gritting their teeth and paying."

Here’s what to do to protect against — or deal with — a surprise medical bill:

1. Ask questions before hand... where possible.

2. When faced with such a bill: call, ask questions, and negotiate.

3. Contact your state's insurance department to seek help and file a complaint.  

Get the details: http://www.marketwatch.com/story/the-expensive-risk-lurking-in-nearly-every-medical-experience-you-have-2017-03-31 

1 comment:

  1. Every employee of Trilogy Wealth Advisors and Cambridge Investment Research, Inc. who has access to customer funds has been fingerprinted and had a complete FBI background check, per industry regulations. Every time a change in your client data (for example: address, investment objective, occupation) is made, this change should be reported to your financial advisor for documentation. This change will generate a regulatory-required letter stating that the change has been made to your account. This helps protect you in two ways: in the event of unauthorized changes to your client account, you will receive written notice to alert you, and if a key-stroke error or typo has created an input error, you will also have the opportunity to correct your account. If no such changes occur, you will receive a letter every 3 years just to verify that the information on file is still accurate.

    Financial planner Northwest Ohio


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