A "new research paper published by the Pension Research Council at the Wharton School says that there’s a substantial disconnect between what people say they’re going to do and what they actually end up doing — and that they should plan for their plans to be thwarted."
According to “The Changing Nature of Retirement,” by Julia Coronado
of Graham Capital Management, although many survey respondents say they
intend to postpone retirement past age 65 and two-thirds intend to work
for pay after retirement, in actuality statistics reveal a different
What they show is that many retire earlier than planned (nearly half) and fewer (only about 25 percent) work for pay." Read more at: http://www.benefitspro.com/2014/09/10/retirement-comes-early-plans-to-work-aside