April 16, 2014

9 ways pre-retirees crash their retirement

By Kenn Tacchino
1.      Retire too soon (read: Checklist of Retirement-Date Considerations)
2.      Carry debt into retirement
3.      Claim Social Security too soon
4.      Underestimate your life expectancy
5.      Underestimate health-care costs and needs
6.      Using a life-only annuity instead of a joint and survivor annuity for a married couple
7.      Counting on continued work or part-time employment
8.      Underestimating inflation.
9.      Choosing to age in place

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