Thanks to the Center for Responsible Lending for this holiday reminder. BTW most mainstream banks and CUs now offer a version of payday loans disguised as a great service to customers.
http://www.youtube.com/watch?v=trqVUWvE92I&lr=1&feature=watch
Credit Unions offer "Payday Alternatives Loan" (PAL)that aren't much different from storefront pay day lenders. According to the CRL, "Twelve million Americans are trapped every year in a cycle of 400% interest payday loans." Check out the CRL: http://www.responsiblelending.org/
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