Americans are changing jobs much more frequently than in past decades, especially since the Covid Pandemic started. It's so easy to forget about a retirement account from a job three changes back. But there is help and you shouldn't wait until the eve of retirement to track down your money.
If you aren’t sure how to locate a "lost" accounts (or whether any exist), there are ways to find out. One is the National Registry of Unclaimed Retirement Benefits, a database that allows you to hunt down old plans using your Social Security number. The National Association of Unclaimed Property Administrators also runs a searchable website, and the Department of Labor has a special database for abandoned plans.
If you have parents approaching or in retirement, help them check for forgotten retirement accounts.
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