If you are starting a new job, work multiple jobs, are self-employed,
or if you want to adjust the amount of income tax withheld from your
paycheck, the IRS offers a new version of Form W-4, which instructs employers how much tax to withhold.
"Accurate paycheck withholding is important because if too little money is deducted, you may face an unwelcome bill — and possibly a penalty — at tax time. Ideally, tax experts say, the amount withheld should roughly match the amount of tax owed."
"If too much money is deducted, you may get a fat tax refund. Some people prefer large refunds as a sort of forced savings, but a big refund means you gave the government a no-interest loan."
"the form allows workers to use the I.R.S.’s online tax withholding estimator tool or to complete a printed work sheet to determine how much to withhold"
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