Time to review your current HO policy, especially if you've made renovations to your home or condo. If you have children going to college away from home, their possessions are usually covered by standard HO policies.
Reminders:
- Make sure your home valuation report is up to date
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Consider full-replacement cost coverage if you live in a high-risk area
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Find out exactly what your policy covers before purchasing it
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Consider add-on coverages for flood & earthquake-prone areas
There are some new "kids on the block." Have you ever heard of Lemondade, Hippo Home, Young Alfred? Learn about these options at:
https://www.consumersadvocate.org/home-insurance
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