Check out this opinion piece about the benefits of buying LTCI as part of a package deal with life insurance or an annuity instead of buying straight insurance:
"THE INSURANCE market for
long-term-care coverage has had a checkered history—and yet there’s an
increasing need for LTC insurance among aging baby boomers. My advice:
Forget the original standalone insurance products and instead focus on
the new hybrid policies. What went wrong with the original standalone
products? They proved to be underpriced." from Humble Dollar.
Get the details:
https://humbledollar.com/2019/06/package-deals/
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