A big challenge to retiring before age 65 when you become eligible for Medicare is qualifying for and paying for health insurance. Under Obamacare everyone was eligible, regardless of preexisting conditions. The Trump administration is trying to roll back that protection. Unlike in other industrialized countries, in the U.S. the health insurance situation is always changing.
Check out Jonathan Guyton's article on managing your income to qualify for an ACA subsidy. https://blogs.wsj.com/experts/2018/09/24/how-early-retirees-can-get-aca-premium-subsidies/
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