Jeff Rose explains "how to decide whether an annuity should be a part of your retirement plan."
1. You want guaranteed income for life.
2. You hope to secure guaranteed income for a spouse.
3. You want a low-risk portfolio above all else.
4. You want to create your own pension.
5. You want to protect your retirement assets from taxes.
Read the article to get the full details: http://money.usnews.com/money/blogs/on-retirement/articles/2017-02-03/5-times-an-annuity-makes-sense-for-retirement