"Delaying enrollment in Medicare Part D can be costly, even for
people with negligible drug costs and incomes high enough to trigger a
surcharge, writes Philip Moeller in this Medicare and Social Security advice
column." Read: My meds are cheap. Do I really need a Medicare Part D drug plan?
Delaying enrollment can cause paying lifetime late-enrollment penalties which is very costly! Same with enrollment in Medicare supplement plans. Enrolling outside the enrollment period or your eligibility to enroll can cause you expensive premiums. Plan ahead to make the most out of time and coverage.
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