Parents
and caregivers want to put their children on a solid path to a bright financial
future – but they’re not always certain about what to do and when. The CPFB has
launched the new Money
As You Grow Web site, where we provide a framework for how children develop
financially, along with activities and conversation starters parents can use
right away. You can share these resources with your clients who are
parents, or integrate them into programs you may be offering for children and
youth.
In
early childhood, it’s a little too soon for children to understand abstract
financial concepts. Still, they are practicing skills and attitudes that will
serve them well in school and in the future: planning and problem solving,
staying focused, and waiting for what they want.
Parents can use resources such as the Money
sort and Pretend
play activities to help children learn about earning, saving, planning, and
shopping.
In middle childhood, young people start to
pay attention to the financial world around them. They start to absorb habits
and attitudes about what’s typical and what’s popular. Peers become important –
but their parents are still the most important influence on their financial
world.
Parents can use resources such as Bingo
on the Go to engage with their kids around financial topics.
Teens
and young adults start to earn money and make financial decisions on their own,
learn how to find and apply useful information, and make choices about their
future. Adult supervision, guidance, and feedback are important in helping
teens learn to navigate these experiences successfully.
Parents can use resources such as the Family
members’ jobs tool and College
Scorecard to help teens research and understand college and career
options.
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