"Day care, sneakers, cell phones, maybe college – kids are expensive. When they grow up, empty-nesters face a decision about what to do with their extra money.
What they choose is crucial to their retirement security for two reasons – one obvious, and one subtle but very important."
"The obvious thing to do after being freed from child-rearing obligations
is to put more money into an employer retirement plan. But 401(k)
saving increases only modestly after the kids leave home," according a study by the Center for Retirement Research "comparing empty-nesters with parents whose kids are still living at home."
Read more at http://squaredawayblog.bc.edu/squared-away/empty-nesters-arent-saving-enough/