The latest study by FINRA of Americans' financial practices, the "State-by-State Financial Capability Survey" reveals:
-"Fewer than half, 41%, of Americans spend less than they make.
-Over a quarter, 26%, have unpaid medical bills and those under 34 years
old are more likely to have them than those who are older.
-More than half, 56%, have no rainy-day savings enough to cover surprise
financial distress.
-Over a third, 34%, pay only the minimum amount on their credit cards.
-Younger Americans are more likely to show signs of financial stress.
-Of five basic questions about personal finance, the national average was
2.88 correct answers."
The full survey report is available at
www.usfinancialcapability.org.Authority
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