October 26, 2010

Check your credit report & protect your identity

Opt out of credit and insurance offers to protect against someone stealing your identity by stealing your mail. Save paper and trees, too. 

How can I exclude my name from nationwide consumer credit reporting company lists for unsolicited credit and insurance offers?

You may request that consumer credit reporting companies exclude your name from lists for pre-approved, unsolicited credit and insurance offers. To find out more, please call 1–888–5OPTOUT (1–888–567–8688).
Don't forget to get your free credit reports each year from https://www.annualcreditreport.com/cra/index.jsp
Order a report from one of the 3 agencies once every 4 months (encourage spouse/partner, adult kids to do the same). It’s a good way to monitor your report to be sure info is accurate and to catch ID theft early in the event someone else gets credit in your name or steals your identity. 

“This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.”

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