here we go again... another security hack of a financial company that pledged to protect your data... but didn't.
First, freeze your credit. This is the most
important step to protecting your information.
Call Equifax,
Experian or TransUnion or go to their websites to do this.
Freezing your credit will prevent new lines of
credit from being opened in your name, and it doesn’t affect your credit
score. It is free and guaranteed by federal law.
Write down the PIN the credit bureau gives you
when you freeze your credit so you can lift the freeze.
You also can
place a fraud alert when you are contacting the credit bureaus, which
will make it harder for someone to open an account or credit card in
your name.
Change your passwords!
Even if you weren't affected by the Capital One breech... Do these protective steps anyway!